Attention homeowners in East Falmouth and Barnstable County: Need an appraisal?
Check out the top reasons MA homeowners order from M. Mitchell and Associates:
Do you own a home in or near East Falmouth? Do you need help determining the value of your real estate?
At M. Mitchell and Associates, we understand the particular needs of a homeowner looking for appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For-Sale-By-Owner (FSBO) / Pre-Listing ServicesSince you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your house will attract many interested buyers. It gives you something concrete to show your buyer. It's an independent third party's opinion of your house's value, and not just you saying how much you think your home is worth. Potential buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to an experienced appraiser's value estimation than yours. Need to cancel PMI?Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular way to save money for homeowners. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your house. In most cases you can apply to the lender to have the PMI removed from your loan. At M. Mitchell and Associates, we're seasoned in helping homeowners just like you abolish unneeded PMI insurance. Challenge a property tax assessmentIf you live in a region that is declining or not appreciating as much as other houses nearby, your local tax assessor may have your home overvalued. This means you're going to pay higher taxes than you should be paying. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An expert appraisal from M. Mitchell and Associates is your number one weapon when challenging your property tax assessment. Recently got a freeze your HELOC?If your house is in or near a declining area, your lender might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow angle. M. Mitchell and Associates can provide you with an expert appraisal to help you reinstate your home equity line of credit. Need Field and Desktop Appraisal Review Services?Would you wish a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you want an expert to double-check your appraisal for preciseness? An appraiser from M. Mitchell and Associates can go out and check the subject and comps in question in a field review. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide you with a a retrospective review of any appraisal you may have had done before. While usually requested by banks, you may wish to use this service if you suspect mortgage fraud related to your home. |